Early last week I made an over-payment of 0.20% of the mortgage. Still on track for my 2016 goal which is to overpay the mortgage by 3%. My taxes have been submitted and hopefully the refund will come next month and I'll be able to put a bit more towards the mortgage overpayment.
There are definitely times when it is hard to make this overpayment. I've been doing it for over 3 years now and it does get old fast especially when the horizon is very, very far away. But I think reducing my mortgage overpayment a bit (adjusting it to send the other monies to investments) has helped. I don't feel as though all my money is inaccessible. Yet I still feel like I'm making *some* progress.
Of course if I won the lottery tomorrow, I'd pay it all off in one big swoooooooop! :-)
Pru
Sunday, March 27, 2016
March 2016 Transfers
Happy Easter if you celebrate!
Okay so this post is long overdue - sorry! Wasn't sure I would be able to make all the transfer to savings accounts because I had some expenses crop up. Well some were annual expenses and some just appeared. (Note to Pru March is always going to be a very expensive month!) But needless to say the transfers were made :-)
On March 12th, I transferred $110 ($55 each) to both the Rewire and G2H savings accounts.
On March 26th, I transferred $210 to my 2nd Home account.
I'm still on track with my 2016 savings goals. Now off to update totals in the relevant pages.
Pru
Okay so this post is long overdue - sorry! Wasn't sure I would be able to make all the transfer to savings accounts because I had some expenses crop up. Well some were annual expenses and some just appeared. (Note to Pru March is always going to be a very expensive month!) But needless to say the transfers were made :-)
On March 12th, I transferred $110 ($55 each) to both the Rewire and G2H savings accounts.
On March 26th, I transferred $210 to my 2nd Home account.
I'm still on track with my 2016 savings goals. Now off to update totals in the relevant pages.
Pru
Monday, March 21, 2016
And now for our wonderful readers...
I'm still here...just! Have been a bit busy and haven't done as much financial reading as I'd like. But I will be back this holiday weekend with updates on transfers and mortgage over-payments.
In the meantime, I'd like to ask you a question or two. Yes You! (I do get a good amount of visitors based on my stats so I hope that you will stick around for a few minutes and answer the questions...pleeeeze!)
Are you saving or investing for anything special? Do you have a blog where you are chronicling your journey?
Do tell! Pru's inquiring mind wants to know!
Indulge me!
Pru
In the meantime, I'd like to ask you a question or two. Yes You! (I do get a good amount of visitors based on my stats so I hope that you will stick around for a few minutes and answer the questions...pleeeeze!)
Are you saving or investing for anything special? Do you have a blog where you are chronicling your journey?
Do tell! Pru's inquiring mind wants to know!
Indulge me!
Pru
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