I have no idea what I am going to buy this month. I'll probably make the decision on the last day of the month. Or it could slip into April since I'm in no rush to buy just anything.
But in keeping with my desire to make consistent investments, I have set up a transfer of $700 to be sent to my brokerage settlement account. This should arrive tomorrow or Tuesday and be ready for me to invest once I have made up my mind.
I will probably invest $100 into my Energy mutual fund since I still want to increase that overtime. But I am torn about investing the rest of the monies - i.e. does it go towards a stock or towards my dividend ETFs? Either decision is okay of course.
Well we'll know in a few days :-)
Pru
Sunday, March 27, 2016
3rd Mortgage Over-Payment Made (117 remaining)
Early last week I made an over-payment of 0.20% of the mortgage. Still on track for my 2016 goal which is to overpay the mortgage by 3%. My taxes have been submitted and hopefully the refund will come next month and I'll be able to put a bit more towards the mortgage overpayment.
There are definitely times when it is hard to make this overpayment. I've been doing it for over 3 years now and it does get old fast especially when the horizon is very, very far away. But I think reducing my mortgage overpayment a bit (adjusting it to send the other monies to investments) has helped. I don't feel as though all my money is inaccessible. Yet I still feel like I'm making *some* progress.
Of course if I won the lottery tomorrow, I'd pay it all off in one big swoooooooop! :-)
Pru
There are definitely times when it is hard to make this overpayment. I've been doing it for over 3 years now and it does get old fast especially when the horizon is very, very far away. But I think reducing my mortgage overpayment a bit (adjusting it to send the other monies to investments) has helped. I don't feel as though all my money is inaccessible. Yet I still feel like I'm making *some* progress.
Of course if I won the lottery tomorrow, I'd pay it all off in one big swoooooooop! :-)
Pru
March 2016 Transfers
Happy Easter if you celebrate!
Okay so this post is long overdue - sorry! Wasn't sure I would be able to make all the transfer to savings accounts because I had some expenses crop up. Well some were annual expenses and some just appeared. (Note to Pru March is always going to be a very expensive month!) But needless to say the transfers were made :-)
On March 12th, I transferred $110 ($55 each) to both the Rewire and G2H savings accounts.
On March 26th, I transferred $210 to my 2nd Home account.
I'm still on track with my 2016 savings goals. Now off to update totals in the relevant pages.
Pru
Okay so this post is long overdue - sorry! Wasn't sure I would be able to make all the transfer to savings accounts because I had some expenses crop up. Well some were annual expenses and some just appeared. (Note to Pru March is always going to be a very expensive month!) But needless to say the transfers were made :-)
On March 12th, I transferred $110 ($55 each) to both the Rewire and G2H savings accounts.
On March 26th, I transferred $210 to my 2nd Home account.
I'm still on track with my 2016 savings goals. Now off to update totals in the relevant pages.
Pru
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