Weekend Reading - The Wisdom Edition

Every now and again I know that I repost the same links.  Part of this is forgetfulness and the other part is because I reread the article and think that is great!  

All of these links definitely fall into the "that is great!" category :-)  New year, new us! 

Knight Kiplinger's 8 Keys to Financial Security

Financial Decisions That Will Haunt You Forever

Smart Retirement Strategies for Women

Happy reading!

Pru

Weekend Reading :-)

First weekend of 2017 - woot! woot!  Can someone just say weekend again :-)

Is it snowing where you are?  It is for me.  That means a nice cup of something hot, a warm blanket and some reading.  Here are some links to peruse this weekend:

I'm a Conservative Investor and Other Lies We Tell Ourselves
*This is a good one because investing is not easy - categorize it under "things to remember"

5 Things Fourth-Quarter Football Strategy Can Teach You About Retirement Planning
*Like!

My brokerage account is with Vanguard so of course this article caught my eye.  Remember one size usually doesn't fit all and you need to determine what is best for you but this article does remind you that you can keep it simple: 

6 Vanguard Index Funds to Buy and Hold Forever
*Remember you can buy and hold forever but don't buy and forget/never check in

4 Keys to Reaching Your Lifetime Financial Goals
*This is a good one!  And one that you can and should do on your own/with your partner/family etc.  Not all of us have financial advisors but we should all do this - even if you are not investing in the market just yet!  Remember to always tailor to your personal needs.

Happy reading!
Pru

Happy 2017! Let's Get Our Savings and Investing On!

A new day, a new year, new goals.

My 2017 Goals
1) Overpay my mortgage by 10%.  Swoon if I can meet or beat this goal.
2) Invest $10,000 in my brokerage account.  Major stretch goal.
3) Save $3,000 in my 2nd Home account.
4) Save $900 in my Rewire account.
5) Save $900 in my G2H-FU account.

The Ultimate Goals have not changed.  This year I am going to flex my frugal muscle as much as possible to meet some stretch goals.  How exactly this will happen will include the following:
- Extra monies (bonus, tax refund etc. these will help me reach #s 1 and 2 above)
- Using a cash back credit card
- Using up points/miles
- Reducing travel
- Being more proactive with regards to discounts, coupons
- Possibly a side gig (assuming I can find the time of course)
- Budgeting for treats and remembering they are treats!
- Using arbitrage for gift cards that can be used for normal expenses or treats
- And gasp! Going without because sometimes that is what you have to do.

Remember, we owe it to ourselves to do our best to achieve our goals.  Let's stay strong this year.

Assess, assess and assess!  Don't double down when you are wrong.  Make changes if you need to - no shame in doing so.

Got goals? Share :-)
Got a blog? Share :-)
Suggest a blog? Share :-)

Pru