Saturday, January 30, 2016

Savings Transfers Made This Week

Well this has certainly been a busy week!  I'd like to spread things out a bit but we'll see how things go.  End of the month may just be the time when I move funds.

This month I stuck to the plan for 2016 and transferred exactly what I *should* have:
-  Rewire Account - $55
-  G2H-FU Account - $55
-  2nd Home Account - $210

My 2016 goals can be found here, but I am to save $625 in each of my Rewire and G2H-FU accounts and an additional $2,500 in my 2nd Home account.  2016 is a catch-up/get-stabilized year so the savings and investment amounts are lower and will need to be supercharged beginning in 2017.

Pru

1st Mortgage Over-Payment Made (119 remaining)

I tend to calculate my mortgage information in percentages.  Mortgages vary depending on region and I live in a higher cost of living area.  The mortgage was high when I first bought my apartment but now it is at a semi-reasonable spot.  (Well at least I have enough in assets, albeit retirement assets, to pay it off if I had to.) In any case, percentages allow for a more apples-to-apples comparison amongst those seeking to payoff their mortgage early.

This month's over-payment equated to 0.20% of the mortgage.  It's tiny but it does add up!

2016's goal is to overpay the mortgage by 3%.  I'm on track to achieve this as I will be overpaying by about 0.19% to 0.20% each month and then I will put part of my tax return towards the mortgage to get me to the 3%.

KILL My Mortgage!!! Page has been updated.

Pru

Friday, January 29, 2016

Trades Made This Week

Below are the trades I executed this week:

Price Per Total
Date Name Quantity Share Cost
1/28/2016 Energy Mutual Fund 2.543 $39.32 $100.00
1/28/2016 High Dividend Yield ETF 3.000 $63.41 $190.23
1/29/2016 Intel Corp. 20.000 $30.28 $605.60
Total: $895.83
*I paid a $7 fee for the Intel stock (1.16% of the purchase price)

Brokerage Acct Portfolio Page has been updated.

Pru
**hope the table came out okay**